At Coast to Coast Financial Planning we understand that choosing a financial professional to work with is a big decision and one that should not be taken lightly. The relationship between a client and their advisor should be a collaborative partnership built on trust and communication. You should feel confident that your advisor and their process align with you, your goals, and your vision for your future.
To foster that relationship we have created our C2C planning process. Here is what to expect as we begin:
Step 1- The “Fit” call
Before committing a large amount of your time or ours, this 10–15 minute call allows us to learn a little bit more about each other. This will determine a preliminary “fit” between your situation and our expertise.
If we are not a good fit for each other, we will gladly introduce you to a firm who is better suited to your needs.
Step 2- The “Fit” meeting
The “Fit” meeting is an opportunity for me to share with you what I do, how I do it, and why I do it. It is also an opportunity for me to learn about what is important to you, the goals we are trying to accomplish, and the steps you have already taken to accomplish them.
We will ask that you bring a few documents that will help guide our discussion and form the basis of our analysis.
Step 3- The 48 hour pause
This period allows you some time to think about any questions you might have from our discussion and allows me some time to further analyze your situation. I want to be absolutely certain that my process is the best fit for your situation before we move forward.
Step 4- The planning meeting
During this meeting we review and confirm all the data you have provided and discuss exactly what we will need to do to work toward achieving your financial goals. We will talk about specific methods and show detailed projections of your current situation compared to our recommended path.
Step 5- Implementation
Once we have laid out the path, we begin the implementation of your plan. This can be done from the comfort of your own home as most of our documentation is completed through a remote signature process. You will receive a detailed timeline of the first 30-60 days of our relationship showing the steps we will take and who is responsible for each of the actions.
Step 6- The welcome aboard meeting
After the initial implementation is complete, we will meet to review all of the steps we have taken, introduce you to our online account system, show you how to navigate your secure document vault, and answer any additional questions you might have.
Contact us at (904) 281-9196 today to discuss your unique situation and
to find out if our process is right for you,
Newsletters
-
Small Businesses Could Face Borrowing Challenges
Despite tougher lending conditions and higher interest costs, many people who need capital for business purposes may need to borrow money. This article discusses some common financing options.
-
Don’t Forget About Credit When Planning for Retirement
Credit may not be at the top of the list when it comes to retirement, but good credit can make a big difference for retirees. This article looks at some key factors that lenders consider.
-
Home Energy Tax Credits
There are two separate federal tax credits available for home installation of certain energy efficient or clean energy property. Learn more.
-
New RMD Rules Give Retirement Savings More Time to Grow
This article explains the rules for required minimum distribution from tax-deferred retirement accounts with an emphasis on the new provisions of the SECURE 2.0 Act.
Calculators
-
Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.
-
IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
-
LTCI Cost of Waiting
Estimate the potential cost of waiting to purchase a long-term care insurance policy.
-
Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.